Emergency funds give you peace of mind when the unexpected happens. Emergencies can happen no matter how carefully you plan, which is why having an emergency fund is so important. In this episode, Becky answers all of the most common questions about emergency funds. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast […]
show notes
FYF 28: You Mean I Can Retire Today? Surprise FIRE at 40 with Dragon Gal from The Dragons on FIRE
Want to retire early but hate budgeting? Dragon Gal never explicitly planned for early retirement or had a budget, but she realized that she could retire at 40. She retired early from her teaching career a few months after learning about early retirement. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast […]
FYF 27: Balancing Financial Independence and Lifestyle Design
It’s possible to enjoy your journey to financial independence. You can use the incremental financial freedoms that you gain along the way to incorporate aspects of your ideal life into your life now. Lifestyle design is an important component of creating an enjoyable and sustainable path to financial independence. Listen to the episode on Apple Podcasts, Spotify, Stitcher, […]
FYF 26: Live Your Ideal Life Before Retirement with Jessica from the Fioneers
Don’t wait until you retire to start doing things you love. As you save money towards retirement, there are ways to use your incremental financial freedom to start living your ideal lifestyle now. Jessica from the Fioneers shares the concept of SlowFI, and how it allows you to utilize the financial freedom you gain along […]
FYF 25: The Ultimate Guide to Paying Off Debt
Do you want to be debt free? Here’s the ultimate guide to paying off all of your debt. In this episode, Becky discusses strategies and tips for paying off debt, the order in which you should pay off debt, and how to balance paying off debt with other financial goals such as investing. She also […]
FYF 024: Overcoming Poverty and Adversity to Retire Early with Jackie Cummings Koski
After overcoming poverty, divorce and single motherhood, Jackie still reached FIRE in her 40s, making less than six figures. Jackie Cummings Koski shares how she reached financial independence in just 10 years, and retired in December 2019. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Guest Jackie Cummings Koski […]
FYF 23: The 6 Types of Debt And What They Mean For You
Debt is the opposite of freedom. In fact, it is the biggest barrier holding most millennials back from finding their freedom and pursuing their ideal lives. Becky explains why she thinks there’s no such thing as good debt (just better debt), ranks the types of debt from better to worse, and discusses options you can […]
FYF 22: Work from Home Forever & Get Your Boss on Board with Ms. Mod from Modest Millionaires
Keep working from home even after coronavirus is over! Here’s exactly how to negotiate full-time working from home (WFH) with your boss. Ms. Mod from Modest Millionaires is a Canadian mom who turned her government position into a remote job in 2018 so she could spend more time with her young kids. Listen to the […]
FYF 21: Working From Home Productivity Tips
Get work from home tips from someone who’s had practice! In this super-actionable episode, Becky shares her best tips on how to stay productive while working from home. Becky’s been working from home once or twice a week for 2 years and made the switch to working from home full-time in January 2020. Listen to […]
FYF 20: Become a Six-Figure Money Coach with Whitney Hansen
Want to be a money coach? Learn how from a money coach who replaced her full-time income while coaching as a side-gig, and now earns six-figures after just 4 years in business. Whether you’re looking to become a money coach as a side gig to earn more money, or to be self-employed full time, this […]
FYF 19: Real Estate Investing During a Recession with Sunitha Rao
Paying 7 mortgages during a recession sounds stressful. I asked Sunitha Rao, a buy-and-hold investor with 7 units including long-term rentals, short-term rentals and a house hack, all about it in this episode. A lot of people use real estate as an investment strategy to reach financial independence, and others might be thinking about getting into […]
FYF 18: Retire Early to Travel the Globe with Stephanie & Gillian from Our Freedom Years
Getting stuck in Italy during the coronavirus is not what this couple expected when they retired early in October 2019 and set off to slow travel Europe. Stephanie and Gillian from Our Freedom years moved from Canada to Singapore and lived as expats for 6 years. During this time, they created a budget, ran the […]
FYF 17: Quarantined Abroad: COVID’s Impact on Nomads & Full-Time Travelers
Stuck in Cambodia and quarantined in Australia – these are the stories of two nomads who were abroad when Coronavirus became a global health pandemic. I checked back in with Alicia Walter from The Passport Couple (Episode 8) and Michelle from Frugality and Freedom (Episode 6), who were both previously interviewed on the podcast. Listen […]
FYF 16: Retiring Early in a Recession with A Purple Life
Should you give up on early retirement? A Purple Life was planning to retire later this year at the age of 30, with a portfolio of $500,000. All of a sudden, there is a global pandemic and economic downturn, and her portfolio is not likely to reach half a million this year. Purple shares whether […]
FYF 015: How to Manage Stress During a Crisis with Jessica from The Fioneers
Learn essential coping strategies for dealing with crises like the Coronavirus global pandemic. Jessica from The Fioneers shares actionable ways you can manage (and even prevent) feelings of stress and anxiety during a crisis. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Guest Jessica from The Fioneers www.thefioneers.com @thefioneers […]
FYF 014: How to Help Your Community During a Crisis with Angela Rozmyn
Not sure how you can help during COVID19? With many of us stuck at home, it can feel like we are powerless to make any impact on improving our current situation as a society and economy. The good news is, there are actions you can take beyond staying home that can help other individuals and […]
FYF 013: Money Advice for Navigating a Financial Crisis with Donna Sowa Allard, CFP
Wondering what to do with your money now that the market has tanked? Get advice from Donna Sowa Allard, a Certified Financial Planner (CFP), on what mistakes to avoid making right now and financial opportunities to explore during an economic downturn. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s […]
FYF 012: How to Become a Freelance Writer with Six-Figure Freelancer Miranda Marquit
Miranda Marquit shares a realistic take on what freelancing is like, powerful tips for building a lucrative freelancing business, and how freelancing can be the perfect career path for building a flexible freedom lifestyle. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Guest Miranda Marquit from Freelance Writer Academy […]
FYF 011: Plan Your Escape: Everything You Need to Do Before Quitting Your Job
Be 100% prepared before you quit your job. Becky walks you step-by-step through calculating your money runway, considering the best (and most lucrative) time to give your notice, and planning every single task you need to complete before and after quitting your job. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast […]
FYF 010: Retired at 27 to Travel the World with Emily Lowery of Rethink the Rat Race
You can retire at 27! Seriously, Emily shares exactly how she did it in this episode. When she graduated college, her and her husband succumbed to lifestyle inflation, including a too-big condo, new clothes, and 5 cars (at the same time)! At age 24, they discovered financial independence, and planned to reach it in 6 […]