June 2021 saw the most significant reduction in national housing affordability since 2014, an 11.9% drop. You may be wondering, is buying a house worth it? The housing market is evolving rapidly, leaving people wondering if it’s still worth it to take the leap and become a homeowner. Housing prices are increasing, and changing interest […]
Author: Becky at TwentyFree
Why Is Financial Advice For Women Different Than For Men?
Women don’t need (or want) pink-colored financial advice packaged in a dumbed-down way that ‘appeals’ to women. But women experience a different financial reality than men do in many ways. There are many financial considerations and gender issues that affect women’s finances, such as the gender pay gap; maternity leave, healthcare, and childcare considerations; women […]
FYF 49: New Year, New Budget: How to Update Your Spending Plan
Create a new budget for next year with these 6 simple steps. By creating a new budget for the new year, you can get back on track with your financial goals and set yourself up for success. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Topic New Year, New […]
FYF 48: Find Time & Money to Travel (While Paying Off Debt) with Danielle Desir from The Thought Card
You can travel with a full time job, even if you have debt. Danielle Desir talks to me about strategies for affording travel and traveling with a full time job in this episode. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Guest Danielle Desir from The Thought Card @thethoughtcard […]
FYF 47: 8 Steps to Setting Goals You’ll Actually Achieve
Want to achieve your new year’s resolutions? To be part of the 8% of people who actually achieve their goals, you’ll have to do something differently. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Topic 8 Steps to Setting Goals You’ll Actually Achieve With Becky from Twentyfree.co @findyourfreedom_podcast @fyf_podcast […]
FYF 46: Travel for Free: Beginner Travel Hacking Tips with Julia Menez from Geobreeze
Want to travel to Hawaii for free? It’s possible with travel hacking (both Julia and I have done it)! Julia Menez is a travel hacking coach, speaker, and founder of Geobreeze. After traveling to more than 30 countries before the age of 30 and saving thousands of dollars each year by travel hacking, Julia uses […]
FYF 45: How To Make a Vision Board That Actually Works
Create a life you love. Having a vision board is a great way to make this happen! In this episode, we dive deep into how to set intentions that help your vision come to life. I’ll guide you through exercises to help you define your core values, create a vision of your ideal life, and […]
FYF 44: Retired From Full-Time Work at 29 with Lauren Keys from Trip of a Lifestyle
What does it mean to be semi-retired? Lauren Keys is semi-retired and covers her living expenses on a part-time income. She’s taken multiple mini-retirements on her path to financial independence, in order to travel and try out her ideal lifestyle. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Guest […]
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A Step-by-Step Guide To Planning a Mini-Retirement
How can you make a mini-retirement happen? There are 3 P’s to taking a mini-retirement: purpose, plan, and prepare. You have to decide on the purpose of your mini-retirement, plan how you will afford it financially, and prepare for travel and time off. I’ll discuss these in detail, and provide a case study of my […]
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What Is a Mini-Retirement and Is It Possible For You?
Have you ever wished that you could take an adult gap-year? Just blow off your job and travel somewhere for an extended period of time, or even have a staycation where you could actually enjoy your home and your family without the constant demands of work? That’s what a mini-retirement can do for you. What […]
How I Can Afford To Take A Year Off To Travel
My partner Austin and I are taking a mini-retirement in 2021. This year, we’ve been converting a 2010 Sprinter cargo van into a custom tiny house on wheels. When we’re done building, we plan to hit the road for about 12 months to travel to all of the states and national parks in the lower […]
FYF 43: Taking a Year Off to Travel: How to Plan a Mini-Retirement
Want to take a year off from work to travel? You can make this happen by taking a mini-retirement. Mini-retirements are career breaks, after which you intend to return to work. We discuss the details of planning and preparing for a mini-retirement in this episode, and Becky shares her mini-retirement plans. Listen to the episode […]
FYF 42: How I Took 2 Mini-Retirements By Age 25 with Marjolein from Radical FIRE
Do you want to take a few months off from work? You can do this with a mini-retirement. Marjolein from Radical FIRE has taken 2 mini-retirements so far, and she’s only 25 years old! She traveled for several months around South America, once solo and once with her partner. Listen to the episode on Apple Podcasts, Spotify, Stitcher, […]
What Is Net Worth & Why Does It Matter?
Net worth is a simple calculation that gives you an overview of your financial health and your wealth. The simple equation is assets minus liabilities, or in other words, what you own minus what you owe. The higher your net worth, the wealthier you are. The equation written out would look like: assets – liabilities […]
FYF 41: What Is Your Net Worth & Why Does It Matter?
Want to know if you’re wealthy? Your net worth is one of the most accurate measures of wealth. In this episode, we’re going to talk about net worth: what it is, why it’s important, how to calculate it, and how to track it. I’ll also cover ways to improve your net worth, and what your […]
FYF 40: Building Generational Wealth with Mrs. Miller from Millers On Fire
Do you want to leave a financial legacy for your family? Mrs. Miller shares what it was like being a first-generation college graduate and the first homeowner in her family, and how she increased her financial knowledge to attend college, buy a home, earn six figures, and be on the path to retiring in her early […]
FYF 39: 10 Steps to Paying Off Student Loans Fast
Save thousands on your student loans by paying them back quickly. This episode contains a step-by-step guide for new graduates who have student debt or anyone who wants to start paying off their student loans. Listen to the episode on Apple Podcasts, Spotify, Stitcher, Castbox, or on your favorite podcast platform. Today’s Topic 10 Steps to Paying Off […]
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10 Steps To Paying Off Your Student Loans Fast
Did you graduate with a ton of student debt? I’ve been there. Here’s a step-by-step guide for new graduates who have student debt or anyone who wants to start paying off their student loans. This article outlines the 10 crucial steps to pay off your student debt faster and reduce the overall amount your student […]
FYF 38: Family FIRE: How To Teach Your Kids About Money with Carol Pittner
How do you raise kids to be good with money? In this interview, Carol discuss how old she was when her parents taught different financial concepts, the money mistakes she made as a kid (instead of as an adult), and how her parents created different opportunities for her to gain the money confidence that she […]
Spend Less on Groceries: Easy Ideas to Cut Your Food Budget in Half
Food is one of the biggest 3 expenses in most people’s budgets (along with housing and transportation). So, it makes sense to cut down this expense category in order to save money! Save more money and cut your food budget in half by making some of these easy changes. You don’t have to stop eating […]