Are you looking to add cryptocurrency to your portfolio of investments? Coinbase is a leading trading website for users to buy and sell cryptocurrency. It’s unlikely you’ll have the option to invest in crypto through your 401k or IRA, so you’ll need to use a paid service like Coinbase to purchase and trade Bitcoin and […]
Financial Reviews
Want a real-life example of how you can get out of debt quick? In these quarterly and yearly financial reviews, I discuss my personal progress towards financial goals including saving, paying off student loans, and investing.
2017 Review – $27k Student Loans Paid Off + $17k Saved + $950 Spent Per Month
In this post, I’ll discuss the strategies I used to: Pay off $27,600 of student loans this year; Save a $10,000 emergency fund in 4 months; Increase my net worth by $40,000 this year; Live on less than $1,000 a month, while traveling and enjoying life; and Save $6,900 for investing in 2 months. […]
Q4 2017 Financial Review – I saved $11,400 in 3 months!
In this post, I’ll discuss the strategies I used to: Live on $530 a month; Save $4,500 for my emergency fund, reaching a $10k goal in 4 months; Earn an extra $3,430 this quarter (and why that might not be a great thing); Save $6,900 for investing in 3 months; and, Why I’m investing […]
Q3 2017 Financial Review – $4k of Student Loans Paid Off + $5k Emergency Fund Saved
In this post, I’ll discuss the strategies I used to: Make my final $3,800 payment on $67,000 of high-interest student loans; Save $5,000 for my emergency fund in 3 months; Spend less on travel when I visited South Carolina and Cape Cod; Get a “like new” computer for less than $100; Live on $800 […]
Q2 2017 Financial Review – $21,500 of Student Loans Paid Off!
Q2 was a great quarter — I put over $21,000 towards shrinking my $100,000 high mountain of debt! That’s over 20% of the total I owed when I graduated college. Quarter 2 (April, May, June) is where I try to learn from my Q1 Spending Plan Review and address my problem spending areas. I […]
Q1 2017 Financial Review – $2,072 of Student Loans Paid Off
Quarter 1 (January, February and March) is always the test drive of any Spending Plan. Frequently, in Q2 or Q3, things will change, spending categories will be added, and allocations will be shifted to accommodate the latest information. For the first three months, though, my aim is to stick as closely to my plan […]
2016 Review – Paying Off $33k in Student Loans + Living on $4,500
In 2016, my expenses were less than $4,500, but I still had a lot of fun – after all, my main priority is enjoying my twenties while aggressively paying off my student loans. I went to a few festivals, including a brew festival, a music festival, and a chowder festival (who knew that was a […]
2015 Review – Graduating College, Getting Job(s), and Repaying $9,750 of Student Loans
2015 was a roller coaster – I was working towards graduating with honors in my bachelor degree program, trying to get a full-time job in my field, and sifting through the stacks of old student loan information that I had conveniently forgot about for the past four years while in college. I was also […]