Do you want to take a few months off from work? You can do this with a mini-retirement. Marjolein from Radical FIRE has taken 2 mini-retirements so far, and she’s only 25 years old! She traveled for several months around South America, once solo and once with her partner. Listen to the episode on Apple Podcasts, Spotify, Stitcher, […]
student loans
- Afford
- ...
10 Steps To Paying Off Your Student Loans Fast
Did you graduate with a ton of student debt? I’ve been there. Here’s a step-by-step guide for new graduates who have student debt or anyone who wants to start paying off their student loans. This article outlines the 10 crucial steps to pay off your student debt faster and reduce the overall amount your student […]
FYF 30: Low-Budget Lifestyle Design with Moriah Chace from Our Table For Two
Don’t earn much but still want to live a life you love? Moriah Chace has figured out lifestyle design on a small budget. She is just 22 years old, and has already paid off a lot of student debt, saved a year’s worth of expenses, and moved across the country to start a new career. […]
FYF 25: The Ultimate Guide to Paying Off Debt
Do you want to be debt free? Here’s the ultimate guide to paying off all of your debt. In this episode, Becky discusses strategies and tips for paying off debt, the order in which you should pay off debt, and how to balance paying off debt with other financial goals such as investing. She also […]
FYF 23: The 6 Types of Debt And What They Mean For You
Debt is the opposite of freedom. In fact, it is the biggest barrier holding most millennials back from finding their freedom and pursuing their ideal lives. Becky explains why she thinks there’s no such thing as good debt (just better debt), ranks the types of debt from better to worse, and discusses options you can […]
FYF 20: Become a Six-Figure Money Coach with Whitney Hansen
Want to be a money coach? Learn how from a money coach who replaced her full-time income while coaching as a side-gig, and now earns six-figures after just 4 years in business. Whether you’re looking to become a money coach as a side gig to earn more money, or to be self-employed full time, this […]
- Afford
- ...
Millenials in Debt: Ignore Outdated Advice and Become Debt Free
This article will dive into the following topics: Changing Times: Why “good” debt has become a myth Bad advice: The outdated advice you hear all the time to avoid at all costs Debt alternatives: Options you can consider instead of accruing more debt Become debt free: The order in which you should pay off […]
2017 Review – $27k Student Loans Paid Off + $17k Saved + $950 Spent Per Month
In this post, I’ll discuss the strategies I used to: Pay off $27,600 of student loans this year; Save a $10,000 emergency fund in 4 months; Increase my net worth by $40,000 this year; Live on less than $1,000 a month, while traveling and enjoying life; and Save $6,900 for investing in 2 months. […]
Q3 2017 Financial Review – $4k of Student Loans Paid Off + $5k Emergency Fund Saved
In this post, I’ll discuss the strategies I used to: Make my final $3,800 payment on $67,000 of high-interest student loans; Save $5,000 for my emergency fund in 3 months; Spend less on travel when I visited South Carolina and Cape Cod; Get a “like new” computer for less than $100; Live on $800 […]
- Afford
- ...
I Just Paid off $67,000 of High Interest Student Loans in Less than 2 Years – and Saved $23,600 in Interest!
Goodbye High Interest Debt, and Good Riddance. There has been a giant smile on my face all week because I just reached a HUGE milestone in my journey to becoming debt free. On July 28th, I paid the final $3,815 balance due on the high interest portion – originally totaling $61,800 when borrowed – of […]
Q2 2017 Financial Review – $21,500 of Student Loans Paid Off!
Q2 was a great quarter — I put over $21,000 towards shrinking my $100,000 high mountain of debt! That’s over 20% of the total I owed when I graduated college. Quarter 2 (April, May, June) is where I try to learn from my Q1 Spending Plan Review and address my problem spending areas. I […]
2016 Review – Paying Off $33k in Student Loans + Living on $4,500
In 2016, my expenses were less than $4,500, but I still had a lot of fun – after all, my main priority is enjoying my twenties while aggressively paying off my student loans. I went to a few festivals, including a brew festival, a music festival, and a chowder festival (who knew that was a […]
2015 Review – Graduating College, Getting Job(s), and Repaying $9,750 of Student Loans
2015 was a roller coaster – I was working towards graduating with honors in my bachelor degree program, trying to get a full-time job in my field, and sifting through the stacks of old student loan information that I had conveniently forgot about for the past four years while in college. I was also […]